What the Bank of Canada’s July 2025 Rate Hold Means for Canadian Homeowners


On July 30, 2025, the Bank of Canada (BoC) announced it would hold its overnight lending rate steady at 2.75%—marking the third consecutive rate hold this year 

While this decision was widely expected, it carries important implications for homeowners, buyers, and investors navigating today’s real estate and mortgage landscape.


What This Means for Mortgage Borrowers

Variable-Rate Mortgage Holders

If you’re currently in a variable-rate mortgage, this rate hold means no immediate change to your interest rate or monthly payments. Since variable rates are tied to lenders’ prime rates—which remain at 4.95%—your borrowing costs stay the same

However, it’s important to remember that while your payment amount may not change, the portion going toward interest versus principal can shift over time. With rates holding steady, your amortization schedule remains predictable—for now.

Fixed-Rate Mortgage Shoppers

For those shopping for a fixed-rate mortgage or coming up for renewal, the picture is a bit more complex. Fixed rates are influenced by bond yields, not the BoC’s overnight rate. And right now, five-year Government of Canada bond yields remain elevated, largely due to persistent inflation concerns and global trade uncertainty 

This means fixed mortgage rates have recently increased, and could rise further if bond yields stay high. If you're locking in a rate soon, it’s wise to secure a pre-approval with a rate hold—this can protect you from future increases while still allowing you to benefit if rates drop.

Coming Up for Renewal? Be Proactive

With 60% of Canadian mortgages set to renew in 2025 and 2026, many homeowners are facing significantly higher rates than they locked in years ago. If you’re one of them, now is the time to:

  • Shop around for the best rate
  • Consider extending your amortization to reduce monthly payments
  • Work with a mortgage broker to explore refinancing options

A rate hold today doesn’t mean rates won’t rise tomorrow. Taking action now can save you thousands over the life of your mortgage.

Investor Insights

For real estate investors, the BoC’s decision also affects investment strategies. While equity markets remain volatile due to global trade tensions, GICs and other fixed-income products remain attractive, with rates up to 5%—a solid option for those seeking stability in uncertain times.

Why Work With James & Patrick Bryant at Comflex Realty?

Navigating the real estate market in a fluctuating rate environment can be overwhelming. That’s where we come in.

As experienced realtors with deep knowledge of the Durham Region and beyond, we help homeowners and investors make informed decisions—whether you're buying, selling, or refinancing. We stay on top of market trends, mortgage shifts, and economic updates so you don’t have to.

📞 Let’s talk about how this rate hold affects your real estate goals.

905-439-2033 [email protected]





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🏡 Behind the Buy With Me, List For Free Program

How Brothers James & Patrick Bryant Are Helping Clients Save Thousands Across the Durham Region

At Comflex Realty, real estate is more than just a transaction—it’s a family commitment. Brothers James and Patrick Bryant have teamed up to bring a fresh, client-first approach to buying and selling homes across the Durham Region. One of their most impactful offerings? The Buy With Me, List For Free program.

💡 What Is the “Buy With Me, List For Free” Program?

This signature program, created by Patrick and now powered by the Bryant brothers, is designed to reward loyalty and simplify the moving process.

Here’s how it works:
If you buy your next home with James or Patrick, they’ll waive the listing fee when you sell your current home with them.

That means:

  • No listing commission
  • Full-service marketing
  • MLS exposure
  • Professional photography & video
  • Open houses and staging advice
  • Expert negotiation and support

All the services you’d expect from a top-tier real estate team—without the listing fee.

💰 What Does That Mean in Real Savings?

Let’s say your home is worth $800,000.
A traditional 2.5% listing commission would cost you $20,000.
With the Bryant brothers’ program? You pay $0 in listing fees.

That’s $20,000 saved—money you can reinvest in your next home, use for upgrades, or simply keep in your pocket.

👥 Why It Works

James and Patrick believe in building long-term relationships, not just closing deals. By working with them on both the buying and selling side, you get:

  • A seamless experience
  • Consistent communication
  • Double the expertise
  • And significant financial savings

📍 Real Stories from Durham Region Clients

The Thompsons – Oshawa, ON

“Working with James and Patrick felt like working with family. They helped us buy our dream home in Courtice and sold our old place in just 6 days. We saved over $18,000 in listing fees!”

Alicia & Mark – Bowmanville, ON

“We were blown away by the service and the savings. The Bryant brothers handled everything with professionalism and care. The Buy With Me, List For Free program made our move so much easier.”

🏠 Who Is This Program For?

  • Families upsizing or downsizing
  • First-time sellers looking to maximize equity
  • Anyone who wants top-tier service without the top-tier price tag

✅ Ready to Make Your Move?

Whether you're buying your first home or upgrading to your forever home, James and Patrick Bryant are here to guide you every step of the way—and help you save while doing it.

📞 Contact the Bryant Brothers today to learn more or schedule a free home evaluation.

905-439-2033

[email protected]


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🔥SOLD!🔥 Another Happy Seller Secures Their Ideal Closing Date — and Saves $7,700 in Commission!

💥This savvy seller scored over $7,700 in additional commission savings compared to traditional 5% listing fees!

At Comflex Realty, we believe in putting more money back in your pocket — without compromising on service, strategy, or results.


💼 Why Sellers Choose Comflex Realty — and Team Bryant

When you work with James and Patrick Bryant, you're not just hiring agents — you're partnering with a real estate powerhouse that’s redefining the industry with low commission, high performance.

Here’s what sets us apart:

✅ Commission Savings That Matter

We offer flexible commission models that save you thousands — like this recent sale with $7,700 in commission savings. Why pay more when you can list for less and still get top-tier service?

✅ Local Expertise, Proven Results

With deep roots in Durham Region, Uxbridge, Whitby, Brooklin, and the GTA, we know the market inside and out. Our strategies are tailored to your neighborhood, your goals, and your timeline.

✅ BUY WITH ME. LIST FOR FREE!

Yes, you read that right. When you buy with us, we’ll list your home for free. It’s our way of saying thank you — and helping you move forward with confidence.

✅ Personalized Service from Start to SOLD

We’re not a faceless team. You’ll work directly with James Bryant, a dedicated Sales Representative, and Patrick Bryant, our Broker of Record. We’re hands-on, responsive, and committed to your success.

✅ Marketing That Moves Homes

From professional photography and staging to targeted digital campaigns, we make sure your home stands out — and sells fast.


👉 HOW MUCH COULD YOU SAVE?

If you're thinking of selling, interviewing agents, or just want a second opinion — we’re here to help.

📞 Call us today at 905-439-2033
📧 Email: [email protected]
🌐 Visit: SaveWithCOMFLEX.ca


💡 Let’s Talk Strategy. Let’s Talk Savings. Let’s Talk SOLD.

Comflex Realty Inc., Brokerage
Patrick Bryant – Broker of Record
James Bryant – Sales Representative


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Discover Whitby’s Best Parks — And Why Comflex Realty Is Your Trusted Partner in Durham Region

Whitby, Ontario is more than just a place to live—it’s a community built around nature, family, and lifestyle. One of the biggest reasons people love living in Whitby is its abundance of beautiful parks and green spaces. Whether you're looking for a peaceful walk, a fun day with the kids, or a scenic spot to unwind, Whitby’s parks offer something for everyone.

🌳 Why People Love Whitby’s Parks

Whitby is home to some of the most beloved parks in the Durham Region. Locals and visitors alike rave about the town’s commitment to preserving natural beauty while offering modern amenities. Here are a few standout parks that make Whitby such a desirable place to live:

1. Kiwanis Heydenshore Park

Located along the waterfront, this park is a favorite for families and nature lovers. It features:

  • A splash pad and playground
  • Walking and biking trails
  • Picnic areas and scenic lake views

It’s the perfect spot for a summer afternoon or a relaxing sunset stroll.

2. Cullen Central Park

This expansive park offers a mix of nature and recreation. Highlights include:

  • Forested trails connecting to Heber Down Conservation Area
  • Picnic shelters and open green space
  • Seasonal events and community gatherings

Cullen Park is ideal for those who love hiking, photography, or simply being outdoors.

3. Baycliffe Park

Known for its spaceship-themed playground, Baycliffe Park is a hit with kids and families. It also features:

  • Splash pad
  • Volleyball courts
  • Walking trails and gardens

It’s a great example of how Whitby blends creativity with community wellness.

4. Rotary Sunrise Lake Park

This lakeside gem offers:

  • A peaceful beach setting
  • Boardwalk and lighthouse views
  • Kayaking and watersports opportunities

It’s a go-to destination for weekend relaxation and waterfront fun.

🏡 Why Whitby Is a Great Place to Call Home

Beyond its parks, Whitby offers:

  • Excellent schools and family-friendly neighborhoods
  • Easy access to GO Transit and Highway 401
  • A growing downtown with shops, cafés, and cultural events

Whether you're a young family, a retiree, or a professional commuting to Toronto, Whitby offers the perfect balance of nature and convenience.

🤝 Why Choose James and Patrick Bryant at Comflex Realty?

When it comes to buying or selling a home in Whitby, James and Patrick Bryant bring unmatched value through Comflex Realty’s flexible commission model and deep local expertise.

What Sets Them Apart:

  • 1% Listing Fee: Save thousands compared to traditional brokerages.
  • You Choose the Buyer’s Agent Commission: More control over your costs.
  • Local Knowledge: As Durham Region residents, they know Whitby’s neighborhoods, schools, and market trends inside and out.
  • Client-First Approach: Transparent, honest, and committed to your success.

Whether you're moving closer to your favorite park or relocating within Whitby, James and Patrick make the process smooth, affordable, and rewarding.

📞 Ready to Make Your Move?

If you're thinking about buying or selling in Whitby, reach out to James and Patrick Bryant today for a free home evaluation or expert advice.

📱 Call: 905-439-2033
📧 Email: 
[email protected]




#COMFLEXRealty #JamesAndPatrickBryant #DurhamRegionHomes #AwardWinningService #SmartRealEstate #FlexibleRealty #YourTrustedTeam

COMFLEX, Low Commission REALTORS, Low Commission Real Estate, Getting More for Your Home, Sell Your Home Now, Get More from Your REALTOR, Pay Less Real Estate Commissions, Buy with Me List for Free, Get More, Save More, Whitby Real Estate, Toronto Low Commission Real Estate Agents, Durham Region Low Commission Real Estate Agents, Low Commission Whitby Shores, Low Commission Brooklin, Low Commission Downtown Whitby, Low Commission Williamsburg, Low Commission Pringle Creek, Low Commission Taunton North, Low Commission Blue Grass Meadows, Low Commission Lynde Creek, Low Commission Rolling Acres, Low Commission Central Ajax, Low Commission South Ajax, Low Commission North Ajax, Low Commission Westney Heights, Low Commission Pickering Village, Low Commission Riverside, Low Commission Discovery Bay, Low Commission Duffins Bay, Low Commission Nottingham, Low Commission Uxbridge Proper, Low Commission Quaker Village, Low Commission Barton Farms, Low Commission Sandford, Low Commission Zephyr, Low Commission Leaskdale, Low Commission Goodwood, Low Commission Altona, Low Commission Coppin’s Corners, Low Commission Amberlea, Low Commission Brock Ridge, Low Commission Dunbarton, Low Commission Highbush, Low Commission Liverpool, Low Commission Rosebank, Low Commission Rougemount, Low Commission West Shore, Low Commission Bay Ridges, Low Commission Bowmanville, Low Commission Courtice, Low Commission Newcastle, Low Commission Orono, Low Commission Hampton, Low Commission Enniskillen, Low Commission Tyrone, Low Commission Newtonville, Low Commission Clarke, Low Commission Central Oshawa, Low Commission Northglen, Low Commission Eastdale, Low Commission Pinecrest, Low Commission Taunton, Low Commission Windfields, Low Commission Samac, Low Commission Kedron, Low Commission Lakeview, Low Commission Vanier, Low Commission McLaughlin, Low Commission O’Neill, Low Commission Centennial, Low Commission


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Choosing Comflex with James and  Patrick Bryant Is the Smarter Move for Durham Region Home Sellers

Selling your home in the Durham Region is a major decision—and choosing the right real estate professionals can make all the difference. Many homeowners are surprised to learn that traditional brokerages typically charge 5% to 6% in commission fees, split between the listing and buyer’s agents. Even more surprising? These fees are often non-negotiable—not because of the agents, but because the brokerage enforces a fixed cut from each side of the transaction.

The Limitations of Traditional Brokerages

Most large brokerages operate under rigid commission structures designed to protect their profits. This restricts agents from offering flexible pricing or adapting to the unique needs of each seller. Even when agents want to reduce their fees, they’re often bound by company policy.

For sellers in Durham Region—whether in Oshawa, Whitby, Pickering, or beyond—this lack of flexibility can be frustrating, especially when market conditions demand a more tailored approach.

Comflex: A Smarter, More Flexible Solution

James and Patrick Bryant at Comflex are transforming the real estate experience in Durham Region with a commission model that puts sellers first. Here’s what makes their approach stand out:

  • 1% Listing Fee: You pay just 1% on the listing side.
  • You Set the Buyer’s Agent Commission: Whether it’s 1%, 2%, 2.5%, or another amount, the choice is yours.

This flexible structure allows sellers to customize their commission based on their goals, budget, and the local market—without compromising on service or results.

Why Durham Sellers Choose Comflex

  • Significant Savings: Compared to traditional models, sellers can save thousands in commission fees.
  • Full Transparency: You’ll know exactly where your money is going—and why.
  • Greater Control: You’re in charge of the deal, not the brokerage.

James and Patrick Bryant bring more than just flexibility. With deep roots in the Durham Region, they offer local expertise, a reputation for integrity, and a commitment to helping clients succeed. Their modern, client-first approach is ideal for sellers who want to maximize their return without being constrained by outdated commission structures. 

Real estate questions? Need a second opinion of value or a FREE Home Evaluation?  Give James and Patrick a call today! 905-439-2033 [email protected]




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Why Toronto & GTA Homeowners Should Never Pay 5% to List Their Home

Thinking of selling your home in Toronto or anywhere in the GTA? Here’s the truth: paying a 5% commission is outdated. With Comflex Realty and the innovative team of James and Patrick Bryant, you get full-service real estate for a fraction of the traditional cost—with listing commissions starting as low as 1%.

Meet the Game-Changers: James & Patrick Bryant

James and Patrick aren’t just agents—they’re forward-thinking professionals transforming the real estate experience across Toronto and the GTA. Their approach is client-first, cost-effective, and results-driven.

The Comflex Advantage: Full Service, Fraction of the Cost

Here’s how they’re changing the game:

  • Listing Commission: Just 1%
  • Buyer Agent Commission: Flexible—you choose 1%, 1.5%, 2%, 2.5%, or whatever works for you
  • If James or Patrick find the buyer directly:
    Total Commission = Just 1%

💰 Real Example: Selling at $1,000,000

ScenarioTotal CommissionYou Save!!!
Traditional 5%$50,000
Comflex (1% Listing + 2.5% Buyer Agent)$35,000$15,000
Comflex (1% Total – James or Patrick find the buyer)$10,000$40,000

What You Still Get (Spoiler: Everything)

Even with lower commissions, you’ll still receive premium service:

✅ MLS Exposure – Maximum visibility
📸 Professional Photography – By the talented John Reid
🏠 3D Matterport Tours – Immersive virtual walkthroughs
📣 Social Media Marketing – Targeted campaigns
🏆 Award-Winning Expertise – Trusted, proven results
💡 Buy With Me, List For Free™ – A trademarked program that rewards buyers with free listing services when they purchase with James or Patrick

Why It Makes Sense in Toronto & the GTA

The real estate market in Toronto and the GTA is evolving. Whether you're in Scarborough, North York, Etobicoke, Vaughan, Markham, Mississauga, or anywhere in the Greater Toronto Area, James and Patrick’s model is built for today’s savvy sellers.

Real Value. Real Results.

This isn’t just about saving money—it’s about maximizing value. James and Patrick Bryant offer transparent, flexible, and results-driven service. Sellers keep more equity, and buyers benefit from expert guidance and exclusive incentives.


Ready to List Smarter?

📞 Call James and Patrick Bryant at Comflex Realty today
📱 905-439-2033
📧 [email protected]
🌐 SaveWithComflex.ca


Toronto, Scarborough, Etobicoke, North York, East York, Mississauga, Brampton, Vaughan, Markham, Richmond Hill, Thornhill, Aurora, Newmarket, King City, Kleinburg, Whitchurch-Stouffville, Pickering, Ajax, Whitby, Oshawa, Courtice, Bowmanville, Clarington, Uxbridge, Georgina, East Gwillimbury, Innisfil, Barrie, Caledon, Milton, Oakville, Burlington, Halton Hills, Hamilton, Grimsby, Stoney Creek, Maple, Woodbridge, Nobleton, Schomberg, Tottenham, Bradford, Keswick, Sharon, Holland Landing, Stouffville, Brooklin, Port Perry, Sunderland, Beaverton, Cannington, Cobourg, Port Hope, Newcastle



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Why Courtice Homeowners Should Never Pay 5% to List Their Home

Thinking of selling your home in Courtice or anywhere in the Durham Region? Here’s the truth: paying a 5% commission is outdated. With Comflex Realty and the innovative team of James and Patrick Bryant, you can access full-service real estate for a fraction of the traditional cost—with listing commissions starting as low as 1%.

Meet the Game-Changers: James & Patrick Bryant

James and Patrick aren’t just agents—they’re forward-thinking professionals transforming the real estate experience in Courtice and beyond. Their approach is client-first, cost-effective, and results-driven.

The Comflex Advantage: Full Service, Fraction of the Cost

Here’s how they’re changing the game:

  • Listing Commission: Just 1%
  • Buyer Agent Commission: Flexible—you choose 1%, 1.5%, 2%, 2.5%, or whatever works for you
  • If James or Patrick find the buyer directly:
    Total Commission = Just 1%

💰 Real Example: Selling at $1,000,000

ScenarioTotal CommissionYou Save!!!
Traditional 5%$50,000
Comflex (1% Listing + 2.5% Buyer Agent)$35,000$15,000
Comflex (1% Total – James or Patrick find the buyer)$10,000$40,000

What You Still Get (Spoiler: Everything)

Even with lower commissions, you’ll still receive premium service:

✅ MLS Exposure – Maximum visibility
📸 Professional Photography – By the talented John Reid
🏠 3D Matterport Tours – Immersive virtual walkthroughs
📣 Social Media Marketing – Targeted campaigns
🏆 Award-Winning Expertise – Trusted, proven results
💡 Buy With Me, List For Free™ – A trademarked program that rewards buyers with free listing services when they purchase with James or Patrick

Why It Makes Sense in Courtice & Durham Region

The real estate market in Courtice and across Durham Region is evolving. Whether you're in Bowmanville, Oshawa, Whitby, Ajax, or right in Courtice, James and Patrick’s model is built for today’s savvy sellers.

Real Value. Real Results.

This isn’t just about saving money—it’s about maximizing value. James and Patrick Bryant offer transparent, flexible, and results-driven service. Sellers keep more equity, and buyers benefit from expert guidance and exclusive incentives.


Ready to List Smarter?

📞 Call James and Patrick Bryant at Comflex Realty today
📱 905-439-2033
📧 
[email protected]

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#COMFLEXRealty #JamesAndPatrickBryant #DurhamRegionHomes #AwardWinningService #SmartRealEstate #FlexibleRealty #YourTrustedTeam

COMFLEX, Low Commission REALTORS, Low Commission Real Estate, Getting More for Your Home, Sell Your Home Now, Get More from Your REALTOR, Pay Less Real Estate Commissions, Buy with Me List for Free, Get More, Save More, Whitby Real Estate, Toronto Low Commission Real Estate Agents, Durham Region Low Commission Real Estate Agents, Low Commission Whitby Shores, Low Commission Brooklin, Low Commission Downtown Whitby, Low Commission Williamsburg, Low Commission Pringle Creek, Low Commission Taunton North, Low Commission Blue Grass Meadows, Low Commission Lynde Creek, Low Commission Rolling Acres, Low Commission Central Ajax, Low Commission South Ajax, Low Commission North Ajax, Low Commission Westney Heights, Low Commission Pickering Village, Low Commission Riverside, Low Commission Discovery Bay, Low Commission Duffins Bay, Low Commission Nottingham, Low Commission Uxbridge Proper, Low Commission Quaker Village, Low Commission Barton Farms, Low Commission Sandford, Low Commission Zephyr, Low Commission Leaskdale, Low Commission Goodwood, Low Commission Altona, Low Commission Coppin’s Corners, Low Commission Amberlea, Low Commission Brock Ridge, Low Commission Dunbarton, Low Commission Highbush, Low Commission Liverpool, Low Commission Rosebank, Low Commission Rougemount, Low Commission West Shore, Low Commission Bay Ridges, Low Commission Bowmanville, Low Commission Courtice, Low Commission Newcastle, Low Commission Orono, Low Commission Hampton, Low Commission Enniskillen, Low Commission Tyrone, Low Commission Newtonville, Low Commission Clarke, Low Commission Central Oshawa, Low Commission Northglen, Low Commission Eastdale, Low Commission Pinecrest, Low Commission Taunton, Low Commission Windfields, Low Commission Samac, Low Commission Kedron, Low Commission Lakeview, Low Commission Vanier, Low Commission McLaughlin, Low Commission O’Neill, Low Commission Centennial, Low Commission

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Why Oshawa Homeowners Should Never Pay 5% to List Their Home

Thinking of selling your home in Oshawa or anywhere in the Durham Region? Here’s what you need to know: paying a 5% commission is a thing of the past. With Comflex Realty and the dynamic duo of James and Patrick Bryant, you can access full-service real estate for a fraction of the traditional cost—with listing commissions starting as low as 1%.

Meet the Game-Changers: James & Patrick Bryant

James and Patrick aren’t just real estate agents—they’re innovators. As flexible, forward-thinking professionals, they’re redefining the real estate experience in Oshawa and across Durham. Their approach is client-first, cost-effective, and results-driven.

The Comflex Advantage: Full Service, Fraction of the Cost

Here’s how they’re changing the game:

  • Listing Commission: Just 1%
  • Buyer Agent Commission: Flexible—you choose 1%, 1.5%, 2%, 2.5%, or whatever works for you!
  • If James or Patrick find the buyer directly:
    Total Commission = Just 1%

💰 Real Example: Selling at $1,000,000

ScenarioTotal CommissionYou Save!!!
Traditional 5%$50,000
Comflex (1% Listing + 2.5% Buyer Agent)$35,000$15,000
Comflex (1% Total – James or Patrick find the buyer)$10,000$40,000

What You Still Get (Spoiler: Everything)

Even with lower commissions, you’ll still receive premium service:

✅ MLS Exposure – Maximum visibility for your home
📸 Professional Photography – Captured by the talented John Reid
🏠 3D Matterport Tours – Immersive virtual walkthroughs
📣 Social Media Marketing – Targeted campaigns to attract the right buyers
🏆 Award-Winning Expertise – Trusted guidance from seasoned professionals
💡 Buy With Me, List For Free™ – A trademarked program that rewards buyers with free listing services when they purchase with James or Patrick

Why It Makes Sense in Oshawa & Durham Region

The real estate market in Oshawa and the broader Durham Region is evolving—and so should your strategy. Whether you're in Whitby, Courtice, Bowmanville, Ajax, Pickering, or right in Oshawa, James and Patrick’s model is built for today’s savvy sellers.

Real Value. Real Results.

This isn’t just about saving money—it’s about maximizing value. James and Patrick Bryant are trailblazers who put clients first, offering transparent, flexible, and results-driven service. Sellers keep more of their equity, and buyers benefit from expert guidance and exclusive incentives.


Ready to List Smarter?

📞 Contact James and Patrick Bryant at Comflex Realty today and discover how you can save thousands while working with the most innovative agents in Durham Region.
📱 905-439-2033
📧 
[email protected]





#COMFLEXRealty #JamesAndPatrickBryant #DurhamRegionHomes #AwardWinningService #SmartRealEstate #FlexibleRealty #YourTrustedTeam

COMFLEX, Low Commission REALTORS, Low Commission Real Estate, Getting More for Your Home, Sell Your Home Now, Get More from Your REALTOR, Pay Less Real Estate Commissions, Buy with Me List for Free, Get More, Save More, Whitby Real Estate, Toronto Low Commission Real Estate Agents, Durham Region Low Commission Real Estate Agents, Low Commission Whitby Shores, Low Commission Brooklin, Low Commission Downtown Whitby, Low Commission Williamsburg, Low Commission Pringle Creek, Low Commission Taunton North, Low Commission Blue Grass Meadows, Low Commission Lynde Creek, Low Commission Rolling Acres, Low Commission Central Ajax, Low Commission South Ajax, Low Commission North Ajax, Low Commission Westney Heights, Low Commission Pickering Village, Low Commission Riverside, Low Commission Discovery Bay, Low Commission Duffins Bay, Low Commission Nottingham, Low Commission Uxbridge Proper, Low Commission Quaker Village, Low Commission Barton Farms, Low Commission Sandford, Low Commission Zephyr, Low Commission Leaskdale, Low Commission Goodwood, Low Commission Altona, Low Commission Coppin’s Corners, Low Commission Amberlea, Low Commission Brock Ridge, Low Commission Dunbarton, Low Commission Highbush, Low Commission Liverpool, Low Commission Rosebank, Low Commission Rougemount, Low Commission West Shore, Low Commission Bay Ridges, Low Commission Bowmanville, Low Commission Courtice, Low Commission Newcastle, Low Commission Orono, Low Commission Hampton, Low Commission Enniskillen, Low Commission Tyrone, Low Commission Newtonville, Low Commission Clarke, Low Commission Central Oshawa, Low Commission Northglen, Low Commission Eastdale, Low Commission Pinecrest, Low Commission Taunton, Low Commission Windfields, Low Commission Samac, Low Commission Kedron, Low Commission Lakeview, Low Commission Vanier, Low Commission McLaughlin, Low Commission O’Neill, Low Commission Centennial, Low Commission

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Why Uxbridge Homeowners Should Reconsider Paying 5% Commission to List Their Property

If you are preparing to sell your home in Uxbridge or anywhere within the Durham Region, it is important to understand that the traditional 5% real estate commission model is no longer your only option. With Comflex Realty, and the innovative team of James and Patrick Bryant, you can access comprehensive, full-service real estate support at a significantly reduced cost—with listing commissions starting as low as 1%.


Introducing James & Patrick Bryant: Leaders in Modern Real Estate

James and Patrick Bryant are not merely real estate agents—they are forward-thinking professionals who are redefining the home-selling experience in Uxbridge and throughout the Durham Region. Their approach is centered on client satisfaction, cost-efficiency, and measurable results.


The Comflex Realty Advantage: Exceptional Service at a Reduced Rate

Here is how their model benefits you:

  • Listing Commission: Only 1%
  • Buyer Agent Commission: Flexible—select from 1%, 1.5%, 2%, 2.5%, or a rate that suits your needs
  • If James or Patrick secure the buyer directly:
    Total Commission = Just 1%

💰 Example: Selling at $1,000,000

ScenarioTotal CommissionYour Savings
Traditional 5%$50,000
Comflex (1% Listing + 2.5% Buyer Agent)$35,000$15,000
Comflex (1% Total – Buyer found by James or Patrick)$10,000$40,000


Premium Services Included

Despite the lower commission, clients still receive a full suite of professional services:

✅ MLS Listing – Broad exposure to qualified buyers
📸 Professional Photography – Captured by renowned photographer John Reid
🏠 3D Matterport Tours – Immersive virtual home tours
📣 Targeted Social Media Campaigns – Designed to attract the right audience
🏆 Award-Winning Representation – Trusted, experienced, and recognized professionals
💡 Buy With Me, List For Free™ – A trademarked incentive program offering complimentary listing services to clients who purchase with James or Patrick


Why This Model Works for Uxbridge and the Durham Region

The real estate landscape in Uxbridge and surrounding communities is evolving. Whether you reside in Scugog, Port Perry, Whitby, Brooklin, Oshawa, Ajax, Clarington, or Pickering, this modern, flexible commission structure is designed to meet the needs of today’s informed and value-conscious sellers.


Experience Real Value and Real Results

This is not simply about reducing costs—it is about maximizing your return. James and Patrick Bryant are committed to delivering transparent, adaptable, and results-oriented service. Their clients retain more of their home equity while benefiting from expert guidance and exclusive programs.


Take the Next Step

📞 Contact James and Patrick Bryant at Comflex Realty today to learn how you can list your home more intelligently and cost-effectively.

📱 905-439-2033
📧 
[email protected]





#COMFLEXRealty #JamesAndPatrickBryant #DurhamRegionHomes #AwardWinningService #SmartRealEstate #FlexibleRealty #YourTrustedTeam

COMFLEX, Low Commission REALTORS, Low Commission Real Estate, Getting More for Your Home, Sell Your Home Now, Get More from Your REALTOR, Pay Less Real Estate Commissions, Buy with Me List for Free, Get More, Save More, Whitby Real Estate, Toronto Low Commission Real Estate Agents, Durham Region Low Commission Real Estate Agents, Low Commission Whitby Shores, Low Commission Brooklin, Low Commission Downtown Whitby, Low Commission Williamsburg, Low Commission Pringle Creek, Low Commission Taunton North, Low Commission Blue Grass Meadows, Low Commission Lynde Creek, Low Commission Rolling Acres, Low Commission Central Ajax, Low Commission South Ajax, Low Commission North Ajax, Low Commission Westney Heights, Low Commission Pickering Village, Low Commission Riverside, Low Commission Discovery Bay, Low Commission Duffins Bay, Low Commission Nottingham, Low Commission Uxbridge Proper, Low Commission Quaker Village, Low Commission Barton Farms, Low Commission Sandford, Low Commission Zephyr, Low Commission Leaskdale, Low Commission Goodwood, Low Commission Altona, Low Commission Coppin’s Corners, Low Commission Amberlea, Low Commission Brock Ridge, Low Commission Dunbarton, Low Commission Highbush, Low Commission Liverpool, Low Commission Rosebank, Low Commission Rougemount, Low Commission West Shore, Low Commission Bay Ridges, Low Commission Bowmanville, Low Commission Courtice, Low Commission Newcastle, Low Commission Orono, Low Commission Hampton, Low Commission Enniskillen, Low Commission Tyrone, Low Commission Newtonville, Low Commission Clarke, Low Commission Central Oshawa, Low Commission Northglen, Low Commission Eastdale, Low Commission Pinecrest, Low Commission Taunton, Low Commission Windfields, Low Commission Samac, Low Commission Kedron, Low Commission Lakeview, Low Commission Vanier, Low Commission McLaughlin, Low Commission O’Neill, Low Commission Centennial, Low Commission

...

Why Port Perry Homeowners Should Never Pay 5% to List Their Home

If you're planning to sell your home in Port Perry or anywhere in the Durham Region, here’s what you need to know: paying 5% commission is outdated. With Comflex Realty and the trailblazing team of James and Patrick Bryant, you can access full-service real estate for a fraction of the traditional cost—with listing commissions as low as 1%.


Meet the Game-Changers: James & Patrick Bryant

James and Patrick aren’t just agents—they’re innovators. As flexible, forward-thinking professionals, they’re transforming the real estate experience in Port Perry and across the Durham Region. Their approach is client-first, cost-effective, and results-driven.


The Comflex Advantage: Full Service, Fraction of the Cost

Here’s how they’re changing the game:

  • Listing Commission: Just 1%
  • Buyer Agent Commission: Flexible—you choose 1%, 1.5%, 2%, 2.5%, or whatever you want!
  • If James or Patrick find the buyer directly:
    Total Commission = Just 1%

💰 Real Example: Selling at $1,000,000

ScenarioTotal CommissionYou Save!!!
Traditional 5%$50,000
Comflex (1% Listing + 2.5% Buyer Agent)$35,000$15,000
Comflex (1% Total – James or Patrick find the buyer)$10,000$40,000


What You Still Get (Spoiler: Everything)

Even with lower commissions, you’ll still receive top-tier service:

✅ MLS Exposure – Maximum visibility for your home
📸 Professional Photography – Captured by the talented John Reid
🏠 3D Matterport Tours – Immersive virtual walkthroughs
📣 Social Media Marketing – Targeted campaigns to attract the right buyers
🏆 Award-Winning Expertise – Trusted guidance from award-winning professionals
💡 Buy With Me, List For Free™ – A trademarked program that rewards buyers with free listing services when they purchase with James or Patrick


Why It Makes Sense in Port Perry & Durham Region

The real estate market in Port Perry and the broader Durham Region is evolving—and so should your strategy. Whether you're in Scugog, Uxbridge, Oshawa, Ajax, Pickering, or right in the heart of Port Perry, James and Patrick’s model is built for today’s savvy sellers.


Real Value. Real Results.

This isn’t just about saving money—it’s about maximizing value. James and Patrick Bryant are trailblazers who put clients first, offering transparent, flexible, and results-driven service. Sellers keep more of their equity, and buyers benefit from expert guidance and exclusive incentives.


Ready to List Smarter?

📞 Contact James and Patrick Bryant at Comflex Realty today and discover how you can save thousands while working with the most innovative agents in Durham Region.

📱 905-439-2033
📧 
[email protected]







#COMFLEXRealty #JamesAndPatrickBryant #DurhamRegionHomes #AwardWinningService #SmartRealEstate #FlexibleRealty #YourTrustedTeam

COMFLEX, Low Commission REALTORS, Low Commission Real Estate, Getting More for Your Home, Sell Your Home Now, Get More from Your REALTOR, Pay Less Real Estate Commissions, Buy with Me List for Free, Get More, Save More, Whitby Real Estate, Toronto Low Commission Real Estate Agents, Durham Region Low Commission Real Estate Agents, Low Commission Whitby Shores, Low Commission Brooklin, Low Commission Downtown Whitby, Low Commission Williamsburg, Low Commission Pringle Creek, Low Commission Taunton North, Low Commission Blue Grass Meadows, Low Commission Lynde Creek, Low Commission Rolling Acres, Low Commission Central Ajax, Low Commission South Ajax, Low Commission North Ajax, Low Commission Westney Heights, Low Commission Pickering Village, Low Commission Riverside, Low Commission Discovery Bay, Low Commission Duffins Bay, Low Commission Nottingham, Low Commission Uxbridge Proper, Low Commission Quaker Village, Low Commission Barton Farms, Low Commission Sandford, Low Commission Zephyr, Low Commission Leaskdale, Low Commission Goodwood, Low Commission Altona, Low Commission Coppin’s Corners, Low Commission Amberlea, Low Commission Brock Ridge, Low Commission Dunbarton, Low Commission Highbush, Low Commission Liverpool, Low Commission Rosebank, Low Commission Rougemount, Low Commission West Shore, Low Commission Bay Ridges, Low Commission Bowmanville, Low Commission Courtice, Low Commission Newcastle, Low Commission Orono, Low Commission Hampton, Low Commission Enniskillen, Low Commission Tyrone, Low Commission Newtonville, Low Commission Clarke, Low Commission Central Oshawa, Low Commission Northglen, Low Commission Eastdale, Low Commission Pinecrest, Low Commission Taunton, Low Commission Windfields, Low Commission Samac, Low Commission Kedron, Low Commission Lakeview, Low Commission Vanier, Low Commission McLaughlin, Low Commission O’Neill, Low Commission Centennial, Low Commission


...

Why Whitby Homeowners Should Never Pay 5% to List Their Home

If you're planning to sell your home in Whitby or anywhere in the Durham Region, here’s what you need to know: paying 5% commission is outdated. With Comflex Realty and the trailblazing team of James and Patrick Bryant, you can access full-service real estate for a fraction of the traditional cost—with listing commissions as low as 1%.

Meet the Game-Changers: James & Patrick Bryant

James and Patrick aren’t just agents—they’re innovators. As flexible, forward-thinking professionals, they’re transforming the real estate experience in Whitby and across Durham Region. Their approach is client-first, cost-effective, and results-driven.


The Comflex Advantage: Full Service, Fraction of the Cost

Here’s how they’re changing the game:

  • Listing Commission: Just 1%
  • Buyer Agent Commission: Flexible—you choose 1%, 1.5%, 2%, 2.5%, or whatever you want!
  • If James or Patrick find the buyer directly: Total Commission = Just 1%
  • Total Potential Savings: Thousands of dollars in your pocket!!!

💰 Real Example: Selling at $1,000,000

ScenarioTotal CommissionYou Save!!!
Traditional 5%$50,000
Comflex (1% Listing + 2.5% Buyer Agent)$35,000$15,000
Comflex (1% Total – James or Patrick find the buyer)$10,000$40,000


What You Still Get (Spoiler: Everything)

Even with lower commissions, you’ll still receive top-tier service:

✅ MLS Exposure – Maximum visibility for your home
📸 Professional Photography – Captured by the talented John Reid
🏠 3D Matterport Tours – Immersive virtual walkthroughs
📣 Social Media Marketing – Targeted campaigns to attract the right buyers
🏆 Award-Winning Expertise – Trusted guidance from award winning professionals
💡 Buy With Me, List For Free™ – A trademarked program that rewards buyers with free listing services when they purchase with James or Patrick


Why It Makes Sense in Whitby & Durham Region

The real estate market in Whitby and the broader Durham Region is evolving—and so should your strategy. Whether you're in Brooklin, Oshawa, Ajax, Pickering, Uxbridge, or right in the heart of Whitby, James and Patrick’s model is built for today’s savvy sellers.


Real Value. Real Results.

This isn’t just about saving money—it’s about maximizing value. James and Patrick Bryant are trailblazerswho put clients first, offering transparent, flexible, and results-driven service. Sellers keep more of their equity, and buyers benefit from expert guidance and exclusive incentives.


Ready to List Smarter?

Contact James and Patrick Bryant at Comflex Realty today and discover how you can save thousands while working with the most innovative agents in Durham Region.

905-439-2033 [email protected]










#COMFLEXRealty #JamesAndPatrickBryant #DurhamRegionHomes #AwardWinningService #SmartRealEstate #FlexibleRealty #YourTrustedTeam

COMFLEX, Low Commission REALTORS, Low Commission Real Estate, Getting More for Your Home, Sell Your Home Now, Get More from Your REALTOR, Pay Less Real Estate Commissions, Buy with Me List for Free, Get More, Save More, Whitby Real Estate, Toronto Low Commission Real Estate Agents, Durham Region Low Commission Real Estate Agents, Low Commission Whitby Shores, Low Commission Brooklin, Low Commission Downtown Whitby, Low Commission Williamsburg, Low Commission Pringle Creek, Low Commission Taunton North, Low Commission Blue Grass Meadows, Low Commission Lynde Creek, Low Commission Rolling Acres, Low Commission Central Ajax, Low Commission South Ajax, Low Commission North Ajax, Low Commission Westney Heights, Low Commission Pickering Village, Low Commission Riverside, Low Commission Discovery Bay, Low Commission Duffins Bay, Low Commission Nottingham, Low Commission Uxbridge Proper, Low Commission Quaker Village, Low Commission Barton Farms, Low Commission Sandford, Low Commission Zephyr, Low Commission Leaskdale, Low Commission Goodwood, Low Commission Altona, Low Commission Coppin’s Corners, Low Commission Amberlea, Low Commission Brock Ridge, Low Commission Dunbarton, Low Commission Highbush, Low Commission Liverpool, Low Commission Rosebank, Low Commission Rougemount, Low Commission West Shore, Low Commission Bay Ridges, Low Commission Bowmanville, Low Commission Courtice, Low Commission Newcastle, Low Commission Orono, Low Commission Hampton, Low Commission Enniskillen, Low Commission Tyrone, Low Commission Newtonville, Low Commission Clarke, Low Commission Central Oshawa, Low Commission Northglen, Low Commission Eastdale, Low Commission Pinecrest, Low Commission Taunton, Low Commission Windfields, Low Commission Samac, Low Commission Kedron, Low Commission Lakeview, Low Commission Vanier, Low Commission McLaughlin, Low Commission O’Neill, Low Commission Centennial, Low Commission Donovan




...

Why You Should Never Pay 5% to List Your Home in Durham Region

If you're thinking about selling your home in the Durham Region or surrounding areas, there's one thing you should know: paying 5% commission is outdated. With Comflex and the award-winning team of James and Patrick Bryant, you can get full-service real estate support for a fraction of the cost—as low as 1% listing commission.

The Comflex Advantage: Full Service, Fraction of the Cost

James and Patrick Bryant are redefining real estate by offering sellers a smarter, more affordable way to list their homes. Here’s how it works:

  • Listing Commission: Just 1%
  • Buyer Agent Commission: Flexible—1.5%, 2%, 2.5%, or whatever you choose
  • Total Potential Savings: Thousands of dollars

What You Still Get (Spoiler: Everything)

Despite the lower commission, sellers still receive premium services that rival or exceed traditional brokerages:

✅ MLS Exposure – Your home is listed on the MLS for maximum visibility
📸 Professional Photography – Captured by the talented John Reid
🏠 3D Matterport Tours – Immersive virtual walkthroughs
📣 Social Media Marketing – Targeted campaigns to reach the right buyers
🏆 Award-Winning Expertise – Trusted guidance from seasoned professionals
💡 Buy With Me, List For Free™ – A trademarked program that rewards buyers with free listing services when they purchase with James or Patrick

Why It Makes Sense in Durham Region

The Durham Region is booming, and sellers deserve a modern approach that reflects today’s market realities. With Comflex, you’re not just saving money—you’re making a smart, strategic move. Whether you're in Uxbridge, Oshawa, Whitby, Pickering, Ajax, or surrounding areas, this model is built to serve your needs.

Real Value, Real Results

James and Patrick Bryant aren’t just offering a discount—they’re offering real value. Their approach is transparent, client-focused, and proven to deliver results. Sellers keep more of their equity, while buyers benefit from expert guidance and incentives.


Ready to list smarter?
Contact James and Patrick Bryant at Comflex today and discover how you can save thousands while getting the full-service experience you deserve.


#COMFLEXRealty #JamesAndPatrickBryant #DurhamRegionHomes #AwardWinningService #SmartRealEstate #FlexibleRealty #YourTrustedTeam

COMFLEX, Low Commission REALTORS, Low Commission Real Estate, Getting More for Your Home, Sell Your Home Now, Get More from Your REALTOR, Pay Less Real Estate Commissions, Buy with Me List for Free, Get More, Save More, Whitby Real Estate, Toronto Low Commission Real Estate Agents, Durham Region Low Commission Real Estate Agents, Low Commission Whitby Shores, Low Commission Brooklin, Low Commission Downtown Whitby, Low Commission Williamsburg, Low Commission Pringle Creek, Low Commission Taunton North, Low Commission Blue Grass Meadows, Low Commission Lynde Creek, Low Commission Rolling Acres, Low Commission Central Ajax, Low Commission South Ajax, Low Commission North Ajax, Low Commission Westney Heights, Low Commission Pickering Village, Low Commission Riverside, Low Commission Discovery Bay, Low Commission Duffins Bay, Low Commission Nottingham, Low Commission Uxbridge Proper, Low Commission Quaker Village, Low Commission Barton Farms, Low Commission Sandford, Low Commission Zephyr, Low Commission Leaskdale, Low Commission Goodwood, Low Commission Altona, Low Commission Coppin’s Corners, Low Commission Amberlea, Low Commission Brock Ridge, Low Commission Dunbarton, Low Commission Highbush, Low Commission Liverpool, Low Commission Rosebank, Low Commission Rougemount, Low Commission West Shore, Low Commission Bay Ridges, Low Commission Bowmanville, Low Commission Courtice, Low Commission Newcastle, Low Commission Orono, Low Commission Hampton, Low Commission Enniskillen, Low Commission Tyrone, Low Commission Newtonville, Low Commission Clarke, Low Commission Central Oshawa, Low Commission Northglen, Low Commission Eastdale, Low Commission Pinecrest, Low Commission Taunton, Low Commission Windfields, Low Commission Samac, Low Commission Kedron, Low Commission Lakeview, Low Commission Vanier, Low Commission McLaughlin, Low Commission O’Neill, Low Commission Centennial, Low Commission Donovan

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